Call reports 2019
STATE BANK OF TOULON — 2019
What STATE BANK OF TOULON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 220,363,000 | 233,971,000 | 229,145,000 | 225,764,000 |
| Total loans | 148,372,000 | 150,538,000 | 146,024,000 | 149,316,000 |
| Allowance for loan losses | 1,532,000 | 1,569,000 | 1,566,000 | 1,533,000 |
| Securities available for sale | 50,646,000 | 51,632,000 | 56,120,000 | 53,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,995,000 | 195,365,000 | 189,484,000 | 186,160,000 |
| Interest-bearing deposits | 168,482,000 | 177,117,000 | 176,243,000 | 169,984,000 |
| Noninterest-bearing deposits | 16,513,000 | 18,248,000 | 13,241,000 | 16,176,000 |
| Equity capital | 25,071,000 | 25,851,000 | 26,959,000 | 27,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,565,000 | 6,864,000 | 9,130,000 |
| Interest expense | 429,000 | 904,000 | 1,426,000 | 1,901,000 |
| Net interest income | 1,805,000 | 3,661,000 | 5,438,000 | 7,229,000 |
| Noninterest income | 174,000 | 354,000 | 573,000 | 745,000 |
| Noninterest expense | 1,268,000 | 2,576,000 | 3,800,000 | 5,388,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 425,000 |
| Pretax income | 600,000 | 1,236,000 | 1,908,000 | 2,196,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 33,000 |
| Net income | 591,000 | 1,218,000 | 1,881,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,663,000 | 23,053,000 | 23,486,000 | 23,571,000 |
| Total capital | 24,195,000 | 24,622,000 | 25,052,000 | 25,104,000 |
| Risk-weighted assets | 183,767,000 | 183,958,000 | 182,342,000 | 182,001,000 |