Call reports 2018
STATE BANK OF TOULON — 2018
What STATE BANK OF TOULON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 218,678,000 | 226,626,000 | 221,029,000 | 226,556,000 |
| Total loans | 157,345,000 | 152,741,000 | 150,118,000 | 155,120,000 |
| Allowance for loan losses | 1,654,000 | 1,808,000 | 1,522,000 | 1,512,000 |
| Securities available for sale | 44,496,000 | 46,310,000 | 50,630,000 | 49,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,332,000 | 189,487,000 | 187,087,000 | 191,861,000 |
| Interest-bearing deposits | 168,545,000 | 174,171,000 | 170,648,000 | 171,205,000 |
| Noninterest-bearing deposits | 13,787,000 | 15,316,000 | 16,439,000 | 20,656,000 |
| Equity capital | 23,280,000 | 23,265,000 | 23,605,000 | 24,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,107,000 | 4,303,000 | 6,521,000 | 8,800,000 |
| Interest expense | 319,000 | 665,000 | 1,049,000 | 1,448,000 |
| Net interest income | 1,788,000 | 3,638,000 | 5,472,000 | 7,352,000 |
| Noninterest income | 169,000 | 340,000 | 542,000 | 727,000 |
| Noninterest expense | 1,192,000 | 2,414,000 | 3,592,000 | 5,073,000 |
| Provision for loan losses | 250,000 | 825,000 | 925,000 | 1,125,000 |
| Pretax income | 527,000 | 751,000 | 1,509,000 | 1,893,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 18,000 |
| Net income | 518,000 | 733,000 | 1,482,000 | 1,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,549,000 | 21,630,000 | 22,295,000 | 22,391,000 |
| Total capital | 23,203,000 | 23,438,000 | 23,817,000 | 23,903,000 |
| Risk-weighted assets | 178,128,000 | 185,134,000 | 182,743,000 | 183,499,000 |