Call reports 2017
STATE BANK OF TOULON — 2017
What STATE BANK OF TOULON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 219,327,000 | 231,119,000 | 224,921,000 | 221,919,000 |
| Total loans | 153,549,000 | 156,776,000 | 155,652,000 | 156,229,000 |
| Allowance for loan losses | 1,684,000 | 1,728,000 | 1,786,000 | 1,648,000 |
| Securities available for sale | 49,358,000 | 48,246,000 | 49,740,000 | 44,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,906,000 | 191,764,000 | 185,369,000 | 184,702,000 |
| Interest-bearing deposits | 168,306,000 | 178,842,000 | 173,576,000 | 170,739,000 |
| Noninterest-bearing deposits | 13,600,000 | 12,922,000 | 11,793,000 | 13,963,000 |
| Equity capital | 23,615,000 | 24,640,000 | 25,330,000 | 23,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 4,062,000 | 6,200,000 | 8,311,000 |
| Interest expense | 244,000 | 543,000 | 845,000 | 1,158,000 |
| Net interest income | 1,747,000 | 3,519,000 | 5,355,000 | 7,153,000 |
| Noninterest income | 158,000 | 428,000 | 610,000 | 769,000 |
| Noninterest expense | 1,156,000 | 2,417,000 | 3,541,000 | 4,974,000 |
| Provision for loan losses | 50,000 | 175,000 | 225,000 | 1,950,000 |
| Pretax income | 762,000 | 1,418,000 | 2,262,000 | 1,016,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 14,000 |
| Net income | 753,000 | 1,400,000 | 2,235,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,432,000 | 21,844,000 | 22,567,000 | 21,233,000 |
| Total capital | 23,116,000 | 23,572,000 | 24,353,000 | 22,881,000 |
| Risk-weighted assets | 169,420,000 | 174,704,000 | 172,798,000 | 172,405,000 |