Call reports 2016
STATE BANK OF TOULON — 2016
What STATE BANK OF TOULON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 208,995,000 | 211,974,000 | 209,364,000 | 216,083,000 |
| Total loans | 139,327,000 | 140,279,000 | 140,785,000 | 147,583,000 |
| Allowance for loan losses | 1,437,000 | 1,487,000 | 1,532,000 | 1,633,000 |
| Securities available for sale | 53,400,000 | 53,937,000 | 55,645,000 | 53,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,995,000 | 174,733,000 | 169,962,000 | 178,534,000 |
| Interest-bearing deposits | 160,963,000 | 159,851,000 | 159,393,000 | 164,251,000 |
| Noninterest-bearing deposits | 12,032,000 | 14,882,000 | 10,569,000 | 14,283,000 |
| Equity capital | 23,340,000 | 24,114,000 | 24,551,000 | 23,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,820,000 | 5,759,000 | 7,721,000 |
| Interest expense | 198,000 | 406,000 | 625,000 | 849,000 |
| Net interest income | 1,698,000 | 3,414,000 | 5,134,000 | 6,872,000 |
| Noninterest income | 148,000 | 323,000 | 528,000 | 699,000 |
| Noninterest expense | 1,116,000 | 2,275,000 | 3,378,000 | 4,782,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 300,000 |
| Pretax income | 701,000 | 1,383,000 | 2,155,000 | 2,551,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 38,000 |
| Net income | 692,000 | 1,365,000 | 2,128,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,992,000 | 20,427,000 | 20,929,000 | 20,964,000 |
| Total capital | 21,429,000 | 21,914,000 | 22,461,000 | 22,597,000 |
| Risk-weighted assets | 154,983,000 | 156,090,000 | 155,935,000 | 162,856,000 |