Call reports 2015
STATE BANK OF TOULON — 2015
What STATE BANK OF TOULON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 202,458,000 | 206,058,000 | 203,205,000 | 214,614,000 |
| Total loans | 132,180,000 | 136,122,000 | 132,175,000 | 138,513,000 |
| Allowance for loan losses | 1,396,000 | 1,396,000 | 1,388,000 | 1,454,000 |
| Securities available for sale | 57,558,000 | 50,754,000 | 56,507,000 | 53,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,241,000 | 169,014,000 | 165,346,000 | 178,633,000 |
| Interest-bearing deposits | 152,491,000 | 152,957,000 | 153,265,000 | 161,386,000 |
| Noninterest-bearing deposits | 12,750,000 | 16,057,000 | 12,081,000 | 17,247,000 |
| Equity capital | 21,916,000 | 21,833,000 | 22,547,000 | 22,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,628,000 | 5,467,000 | 7,327,000 |
| Interest expense | 159,000 | 330,000 | 517,000 | 710,000 |
| Net interest income | 1,639,000 | 3,298,000 | 4,950,000 | 6,617,000 |
| Noninterest income | 158,000 | 319,000 | 499,000 | 667,000 |
| Noninterest expense | 1,121,000 | 2,281,000 | 3,364,000 | 4,723,000 |
| Provision for loan losses | 0 | 0 | 0 | 110,000 |
| Pretax income | 712,000 | 1,410,000 | 2,159,000 | 2,533,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 41,000 |
| Net income | 704,000 | 1,393,000 | 2,134,000 | 2,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,553,000 | 18,935,000 | 19,486,000 | 19,574,000 |
| Total capital | 19,949,000 | 20,331,000 | 20,874,000 | 21,028,000 |
| Risk-weighted assets | 148,035,000 | 151,726,000 | 148,621,000 | 155,141,000 |