Call reports 2013
STATE BANK OF TOULON — 2013
What STATE BANK OF TOULON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 207,951,000 | 202,000,000 | 201,461,000 | 201,397,000 |
| Total loans | 101,467,000 | 105,524,000 | 108,603,000 | 119,222,000 |
| Allowance for loan losses | 1,587,000 | 1,586,000 | 1,586,000 | 1,582,000 |
| Securities available for sale | 92,412,000 | 80,014,000 | 78,059,000 | 67,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,395,000 | 176,209,000 | 173,090,000 | 168,042,000 |
| Interest-bearing deposits | 165,799,000 | 164,199,000 | 157,721,000 | 155,305,000 |
| Noninterest-bearing deposits | 13,596,000 | 12,010,000 | 15,369,000 | 12,737,000 |
| Equity capital | 19,338,000 | 17,902,000 | 17,918,000 | 18,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,360,000 | 5,028,000 | 6,773,000 |
| Interest expense | 203,000 | 387,000 | 560,000 | 731,000 |
| Net interest income | 1,498,000 | 2,973,000 | 4,468,000 | 6,042,000 |
| Noninterest income | 209,000 | 464,000 | 784,000 | 951,000 |
| Noninterest expense | 1,065,000 | 2,159,000 | 3,313,000 | 4,641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 642,000 | 1,326,000 | 2,034,000 | 2,449,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 34,000 |
| Net income | 634,000 | 1,311,000 | 2,011,000 | 2,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,501,000 | 15,860,000 | 16,440,000 | 16,643,000 |
| Total capital | 17,042,000 | 17,444,000 | 18,026,000 | 18,225,000 |
| Risk-weighted assets | 123,253,000 | 126,695,000 | 129,647,000 | 137,734,000 |