Call reports 2012
STATE BANK OF TOULON — 2012
What STATE BANK OF TOULON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 200,266,000 | 203,606,000 | 197,791,000 | 199,784,000 |
| Total loans | 92,723,000 | 94,569,000 | 95,619,000 | 107,637,000 |
| Allowance for loan losses | 1,811,000 | 1,812,000 | 1,501,000 | 1,577,000 |
| Securities available for sale | 92,946,000 | 93,576,000 | 90,605,000 | 80,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,336,000 | 175,413,000 | 165,181,000 | 169,274,000 |
| Interest-bearing deposits | 160,598,000 | 161,344,000 | 155,731,000 | 156,949,000 |
| Noninterest-bearing deposits | 11,738,000 | 14,069,000 | 9,450,000 | 12,325,000 |
| Equity capital | 18,143,000 | 18,360,000 | 19,461,000 | 19,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,535,000 | 5,301,000 | 6,997,000 |
| Interest expense | 304,000 | 577,000 | 813,000 | 1,042,000 |
| Net interest income | 1,494,000 | 2,958,000 | 4,488,000 | 5,955,000 |
| Noninterest income | 163,000 | 311,000 | 474,000 | 634,000 |
| Noninterest expense | 1,062,000 | 2,066,000 | 3,115,000 | 4,302,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 573,000 | 1,236,000 | 1,877,000 | 2,275,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 31,000 |
| Net income | 566,000 | 1,222,000 | 1,856,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,988,000 | 14,209,000 | 14,777,000 | 14,893,000 |
| Total capital | 15,378,000 | 15,626,000 | 16,216,000 | 16,457,000 |
| Risk-weighted assets | 110,817,000 | 112,981,000 | 115,040,000 | 125,126,000 |