Call reports 2011
STATE BANK OF TOULON — 2011
What STATE BANK OF TOULON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,839,000 | 178,764,000 | 179,888,000 | 185,113,000 |
| Total loans | 91,565,000 | 90,348,000 | 92,049,000 | 98,373,000 |
| Allowance for loan losses | 1,645,000 | 1,655,000 | 1,429,000 | 1,730,000 |
| Securities available for sale | 71,520,000 | 75,119,000 | 75,135,000 | 72,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,237,000 | 152,781,000 | 149,869,000 | 156,145,000 |
| Interest-bearing deposits | 140,258,000 | 143,622,000 | 141,651,000 | 143,983,000 |
| Noninterest-bearing deposits | 8,979,000 | 9,159,000 | 8,218,000 | 12,162,000 |
| Equity capital | 15,938,000 | 16,784,000 | 17,867,000 | 17,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,728,000 | 5,624,000 | 7,482,000 |
| Interest expense | 421,000 | 811,000 | 1,187,000 | 1,520,000 |
| Net interest income | 1,416,000 | 2,917,000 | 4,437,000 | 5,962,000 |
| Noninterest income | 167,000 | 328,000 | 499,000 | 656,000 |
| Noninterest expense | 1,078,000 | 2,111,000 | 3,154,000 | 4,377,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 550,000 |
| Pretax income | 495,000 | 1,089,000 | 1,896,000 | 2,154,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 27,000 |
| Net income | 489,000 | 1,077,000 | 1,878,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,509,000 | 12,722,000 | 13,382,000 | 13,631,000 |
| Total capital | 13,866,000 | 14,070,000 | 14,729,000 | 15,048,000 |
| Risk-weighted assets | 108,294,000 | 107,569,000 | 107,717,000 | 113,017,000 |