Call reports 2010
STATE BANK OF TOULON — 2010
What STATE BANK OF TOULON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 166,214,000 | 168,691,000 | 169,816,000 | 171,534,000 |
| Total loans | 90,642,000 | 92,931,000 | 90,482,000 | 94,195,000 |
| Allowance for loan losses | 1,153,000 | 1,229,000 | 1,377,000 | 1,636,000 |
| Securities available for sale | 62,623,000 | 59,098,000 | 66,491,000 | 64,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,997,000 | 139,114,000 | 137,531,000 | 144,587,000 |
| Interest-bearing deposits | 128,138,000 | 127,992,000 | 130,640,000 | 135,371,000 |
| Noninterest-bearing deposits | 9,859,000 | 11,122,000 | 6,891,000 | 9,216,000 |
| Equity capital | 16,691,000 | 16,953,000 | 17,164,000 | 15,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,875,000 | 5,838,000 | 7,669,000 |
| Interest expense | 516,000 | 1,012,000 | 1,504,000 | 1,971,000 |
| Net interest income | 1,453,000 | 2,863,000 | 4,334,000 | 5,698,000 |
| Noninterest income | 163,000 | 321,000 | 501,000 | 655,000 |
| Noninterest expense | 1,010,000 | 1,957,000 | 2,941,000 | 4,016,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 1,850,000 |
| Pretax income | 741,000 | 1,403,000 | 2,125,000 | 1,299,000 |
| Income tax | 5,000 | 12,000 | 20,000 | 19,000 |
| Net income | 736,000 | 1,391,000 | 2,105,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,181,000 | 12,348,000 | 12,857,000 | 12,032,000 |
| Total capital | 13,334,000 | 13,577,000 | 14,186,000 | 13,394,000 |
| Risk-weighted assets | 107,566,000 | 109,897,000 | 106,235,000 | 108,714,000 |