Call reports 2009
STATE BANK OF TOULON — 2009
What STATE BANK OF TOULON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,445,000 | 163,681,000 | 163,400,000 | 165,418,000 |
| Total loans | 84,247,000 | 81,960,000 | 82,758,000 | 85,873,000 |
| Allowance for loan losses | 869,000 | 898,000 | 1,026,000 | 1,096,000 |
| Securities available for sale | 59,981,000 | 67,368,000 | 67,265,000 | 66,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,015,000 | 136,938,000 | 136,669,000 | 137,478,000 |
| Interest-bearing deposits | 122,440,000 | 129,195,000 | 129,500,000 | 129,687,000 |
| Noninterest-bearing deposits | 6,575,000 | 7,743,000 | 7,169,000 | 7,791,000 |
| Equity capital | 15,345,000 | 14,927,000 | 16,083,000 | 16,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,033,000 | 4,061,000 | 6,114,000 | 8,155,000 |
| Interest expense | 658,000 | 1,293,000 | 1,899,000 | 2,464,000 |
| Net interest income | 1,375,000 | 2,768,000 | 4,215,000 | 5,691,000 |
| Noninterest income | 149,000 | 312,000 | 462,000 | 481,000 |
| Noninterest expense | 880,000 | 1,851,000 | 2,779,000 | 3,869,000 |
| Provision for loan losses | 30,000 | 60,000 | 185,000 | 575,000 |
| Pretax income | 616,000 | 1,261,000 | 1,825,000 | 1,926,000 |
| Income tax | 5,000 | 12,000 | 20,000 | 22,000 |
| Net income | 611,000 | 1,249,000 | 1,805,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,957,000 | 11,136,000 | 11,487,000 | 11,536,000 |
| Total capital | 11,826,000 | 12,034,000 | 12,513,000 | 12,632,000 |
| Risk-weighted assets | 98,785,000 | 98,643,000 | 98,914,000 | 101,825,000 |