Call reports 2007
STATE BANK OF TOULON — 2007
What STATE BANK OF TOULON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 143,834,000 | 141,762,000 | 142,866,000 | 144,307,000 |
| Total loans | 73,879,000 | 74,504,000 | 76,249,000 | 79,458,000 |
| Allowance for loan losses | 479,000 | 518,000 | 518,000 | 516,000 |
| Securities available for sale | 49,520,000 | 51,970,000 | 54,047,000 | 49,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,623,000 | 120,959,000 | 119,730,000 | 120,919,000 |
| Interest-bearing deposits | 113,242,000 | 113,647,000 | 112,928,000 | 112,803,000 |
| Noninterest-bearing deposits | 6,381,000 | 7,312,000 | 6,802,000 | 8,116,000 |
| Equity capital | 12,357,000 | 11,420,000 | 11,931,000 | 12,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 3,944,000 | 5,998,000 | 8,058,000 |
| Interest expense | 975,000 | 1,998,000 | 3,027,000 | 4,078,000 |
| Net interest income | 983,000 | 1,946,000 | 2,971,000 | 3,980,000 |
| Noninterest income | 185,000 | 356,000 | 629,000 | 801,000 |
| Noninterest expense | 883,000 | 1,736,000 | 2,666,000 | 3,650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 459,000 | 827,000 | 1,055,000 |
| Income tax | 0 | 0 | 0 | -20,000 |
| Net income | 178,000 | 459,000 | 827,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,069,000 | 9,899,000 | 9,651,000 | 9,671,000 |
| Total capital | 10,548,000 | 10,417,000 | 10,169,000 | 10,187,000 |
| Risk-weighted assets | 87,152,000 | 87,682,000 | 88,259,000 | 90,305,000 |