Call reports 2006
STATE BANK OF TOULON — 2006
What STATE BANK OF TOULON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 138,553,000 | 137,994,000 | 137,484,000 | 141,415,000 |
| Total loans | 69,086,000 | 71,387,000 | 73,032,000 | 75,311,000 |
| Allowance for loan losses | 703,000 | 684,000 | 686,000 | 688,000 |
| Securities available for sale | 52,940,000 | 52,389,000 | 50,918,000 | 50,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,138,000 | 110,924,000 | 111,872,000 | 116,874,000 |
| Interest-bearing deposits | 108,551,000 | 104,790,000 | 104,285,000 | 110,196,000 |
| Noninterest-bearing deposits | 5,587,000 | 6,134,000 | 7,587,000 | 6,678,000 |
| Equity capital | 11,287,000 | 10,636,000 | 11,599,000 | 12,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,529,000 | 5,390,000 | 7,307,000 |
| Interest expense | 737,000 | 1,553,000 | 2,454,000 | 3,435,000 |
| Net interest income | 983,000 | 1,976,000 | 2,936,000 | 3,872,000 |
| Noninterest income | 123,000 | 307,000 | 660,000 | 788,000 |
| Noninterest expense | 823,000 | 1,702,000 | 2,653,000 | 3,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 581,000 | 943,000 | 1,119,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 283,000 | 581,000 | 943,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,565,000 | 9,619,000 | 9,881,000 | 9,991,000 |
| Total capital | 10,268,000 | 10,303,000 | 10,567,000 | 10,679,000 |
| Risk-weighted assets | 83,493,000 | 84,488,000 | 85,026,000 | 96,662,000 |