Call reports 2003
STATE BANK OF TOULON — 2003
What STATE BANK OF TOULON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 126,212,000 | 129,033,000 | 132,952,000 | 134,663,000 |
| Total loans | 61,867,000 | 61,453,000 | 61,951,000 | 61,879,000 |
| Allowance for loan losses | 947,000 | 956,000 | 942,000 | 810,000 |
| Securities available for sale | 47,234,000 | 52,336,000 | 56,710,000 | 54,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,258,000 | 105,345,000 | 109,047,000 | 110,897,000 |
| Interest-bearing deposits | 97,612,000 | 99,445,000 | 103,842,000 | 104,018,000 |
| Noninterest-bearing deposits | 5,646,000 | 5,900,000 | 5,205,000 | 6,879,000 |
| Equity capital | 11,743,000 | 11,826,000 | 11,400,000 | 11,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,345,000 | 4,928,000 | 6,692,000 |
| Interest expense | 735,000 | 1,443,000 | 2,115,000 | 2,744,000 |
| Net interest income | 941,000 | 1,902,000 | 2,813,000 | 3,948,000 |
| Noninterest income | 213,000 | 341,000 | 553,000 | 719,000 |
| Noninterest expense | 694,000 | 1,443,000 | 2,221,000 | 3,057,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 447,000 | 772,000 | 1,102,000 | 1,557,000 |
| Income tax | 110,000 | 192,000 | 265,000 | 376,000 |
| Net income | 337,000 | 580,000 | 837,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,059,000 | 9,098,000 | 8,241,000 | 8,377,000 |
| Total capital | 9,953,000 | 10,006,000 | 9,156,000 | 9,187,000 |
| Risk-weighted assets | 71,430,000 | 72,596,000 | 73,279,000 | 73,921,000 |