Call reports 2002
STATE BANK OF TOULON — 2002
What STATE BANK OF TOULON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 118,516,000 | 119,956,000 | 119,168,000 | 124,247,000 |
| Total loans | 64,662,000 | 64,865,000 | 64,048,000 | 65,146,000 |
| Allowance for loan losses | 714,000 | 950,000 | 966,000 | 932,000 |
| Securities available for sale | 36,400,000 | 38,338,000 | 38,707,000 | 40,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,546,000 | 97,366,000 | 94,933,000 | 101,511,000 |
| Interest-bearing deposits | 97,982,000 | 92,166,000 | 90,201,000 | 95,657,000 |
| Noninterest-bearing deposits | 5,564,000 | 5,200,000 | 4,732,000 | 5,854,000 |
| Equity capital | 11,172,000 | 11,656,000 | 12,133,000 | 11,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,523,000 | 5,300,000 | 7,004,000 |
| Interest expense | 899,000 | 1,736,000 | 2,521,000 | 3,273,000 |
| Net interest income | 856,000 | 1,787,000 | 2,779,000 | 3,731,000 |
| Noninterest income | 163,000 | 333,000 | 539,000 | 714,000 |
| Noninterest expense | 754,000 | 1,479,000 | 2,253,000 | 3,011,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 252,000 | 661,000 | 1,110,000 | 1,464,000 |
| Income tax | 49,000 | 160,000 | 288,000 | 400,000 |
| Net income | 203,000 | 501,000 | 822,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,927,000 | 9,058,000 | 9,266,000 | 8,867,000 |
| Total capital | 9,641,000 | 9,939,000 | 10,143,000 | 9,771,000 |
| Risk-weighted assets | 70,219,000 | 70,446,000 | 70,053,000 | 72,275,000 |