Call reports 2001
STATE BANK OF TOULON — 2001
What STATE BANK OF TOULON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 117,383,000 | 118,580,000 | 118,174,000 | 119,088,000 |
| Total loans | 67,681,000 | 68,922,000 | 68,332,000 | 66,786,000 |
| Allowance for loan losses | 609,000 | 661,000 | 709,000 | 727,000 |
| Securities available for sale | 32,986,000 | 34,628,000 | 31,338,000 | 33,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,037,000 | 102,041,000 | 101,775,000 | 103,803,000 |
| Interest-bearing deposits | 93,255,000 | 96,766,000 | 95,989,000 | 97,531,000 |
| Noninterest-bearing deposits | 5,782,000 | 5,275,000 | 5,786,000 | 6,272,000 |
| Equity capital | 11,608,000 | 11,341,000 | 11,559,000 | 11,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 3,931,000 | 5,860,000 | 7,715,000 |
| Interest expense | 1,122,000 | 2,260,000 | 3,369,000 | 4,371,000 |
| Net interest income | 866,000 | 1,671,000 | 2,491,000 | 3,344,000 |
| Noninterest income | 153,000 | 316,000 | 502,000 | 663,000 |
| Noninterest expense | 737,000 | 1,491,000 | 2,258,000 | 3,004,000 |
| Provision for loan losses | 25,000 | 80,000 | 380,000 | 1,585,000 |
| Pretax income | 257,000 | 418,000 | 433,000 | -438,000 |
| Income tax | 52,000 | 90,000 | 66,000 | -266,000 |
| Net income | 205,000 | 328,000 | 367,000 | -172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,076,000 | 8,872,000 | 8,900,000 | 8,695,000 |
| Total capital | 9,685,000 | 9,533,000 | 9,609,000 | 9,422,000 |
| Risk-weighted assets | 74,842,000 | 76,242,000 | 71,272,000 | 71,884,000 |