Call reports 2026
YNB — 2026
What YNB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 270,117,000 | 261,368,000 |
| Total loans | 133,770,000 | 145,654,000 |
| Allowance for loan losses | 1,090,000 | 1,126,000 |
| Securities available for sale | 90,676,000 | 88,795,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 249,328,000 | 232,527,000 |
| Interest-bearing deposits | 178,895,000 | 162,514,000 |
| Noninterest-bearing deposits | 70,433,000 | 70,013,000 |
| Equity capital | 20,057,000 | 20,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,196,000 | 6,501,000 |
| Interest expense | 974,000 | 1,973,000 |
| Net interest income | 2,222,000 | 4,528,000 |
| Noninterest income | 279,000 | 565,000 |
| Noninterest expense | 2,149,000 | 4,301,000 |
| Provision for loan losses | 5,000 | 56,000 |
| Pretax income | 330,000 | 718,000 |
| Income tax | 0 | 0 |
| Net income | 330,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,234,000 | 22,387,000 |
| Total capital | 23,457,000 | 23,621,000 |
| Risk-weighted assets | 173,461,000 | 182,754,000 |