Call reports 2023
YNB — 2023
What YNB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 242,833,000 | 247,990,000 | 249,661,000 | 247,290,000 |
| Total loans | 125,543,000 | 128,803,000 | 126,969,000 | 126,542,000 |
| Allowance for loan losses | 1,208,000 | 1,231,000 | 1,110,000 | 1,101,000 |
| Securities available for sale | 90,706,000 | 90,774,000 | 88,628,000 | 91,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,331,000 | 233,439,000 | 235,546,000 | 230,282,000 |
| Interest-bearing deposits | 151,973,000 | 157,728,000 | 162,331,000 | 161,700,000 |
| Noninterest-bearing deposits | 76,358,000 | 75,711,000 | 73,215,000 | 68,582,000 |
| Equity capital | 14,265,000 | 14,113,000 | 13,412,000 | 16,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,426,000 | 5,058,000 | 7,861,000 | 10,670,000 |
| Interest expense | 176,000 | 497,000 | 888,000 | 1,313,000 |
| Net interest income | 2,250,000 | 4,561,000 | 6,973,000 | 9,357,000 |
| Noninterest income | 310,000 | 884,000 | 1,159,000 | 1,413,000 |
| Noninterest expense | 1,784,000 | 3,863,000 | 6,094,000 | 8,260,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 632,000 | 1,413,000 | 2,008,000 | 2,469,000 |
| Income tax | 15,000 | 52,000 | 71,000 | 89,000 |
| Net income | 617,000 | 1,361,000 | 1,937,000 | 2,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,431,000 | 22,774,000 | 22,941,000 | 22,984,000 |
| Total capital | 23,639,000 | 24,005,000 | 24,175,000 | 24,220,000 |
| Risk-weighted assets | 167,303,000 | 171,327,000 | 171,498,000 | 169,215,000 |
Machine access — free, no API key
Every figure shown here about YNB — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.