Call reports 2022
YNB — 2022
What YNB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 232,338,000 | 232,802,000 | 232,366,000 | 236,003,000 |
| Total loans | 115,540,000 | 115,315,000 | 121,556,000 | 126,390,000 |
| Allowance for loan losses | 1,069,000 | 1,077,000 | 1,074,000 | 1,076,000 |
| Securities available for sale | 91,586,000 | 90,600,000 | 86,591,000 | 88,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,379,000 | 218,578,000 | 220,874,000 | 223,550,000 |
| Interest-bearing deposits | 138,569,000 | 140,162,000 | 141,268,000 | 146,255,000 |
| Noninterest-bearing deposits | 76,810,000 | 78,416,000 | 79,606,000 | 77,295,000 |
| Equity capital | 16,364,000 | 13,884,000 | 11,044,000 | 12,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,713,000 | 5,888,000 | 8,198,000 |
| Interest expense | 50,000 | 93,000 | 130,000 | 184,000 |
| Net interest income | 1,782,000 | 3,620,000 | 5,758,000 | 8,014,000 |
| Noninterest income | 307,000 | 643,000 | 964,000 | 1,279,000 |
| Noninterest expense | 1,799,000 | 3,684,000 | 5,620,000 | 7,664,000 |
| Provision for loan losses | 5,000 | -10,000 | -10,000 | -10,000 |
| Pretax income | 288,000 | 592,000 | 1,114,000 | 1,641,000 |
| Income tax | 27,000 | 54,000 | 54,000 | 8,000 |
| Net income | 261,000 | 538,000 | 1,060,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,432,000 | 21,539,000 | 21,876,000 | 22,144,000 |
| Total capital | 22,635,000 | 22,750,000 | 23,094,000 | 23,364,000 |
| Risk-weighted assets | 161,898,000 | 164,196,000 | 168,374,000 | 155,267,000 |
Machine access — free, no API key
Every figure shown here about YNB — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.