Call reports 2020
YNB — 2020
What YNB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 207,602,000 | 223,443,000 | 217,920,000 | 215,526,000 |
| Total loans | 132,502,000 | 139,084,000 | 136,740,000 | 132,576,000 |
| Allowance for loan losses | 1,114,000 | 1,138,000 | 1,143,000 | 1,135,000 |
| Securities available for sale | 40,413,000 | 44,057,000 | 47,483,000 | 48,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,009,000 | 202,682,000 | 196,675,000 | 193,348,000 |
| Interest-bearing deposits | 128,190,000 | 133,082,000 | 126,951,000 | 120,865,000 |
| Noninterest-bearing deposits | 59,819,000 | 69,600,000 | 69,724,000 | 72,483,000 |
| Equity capital | 19,260,000 | 20,333,000 | 20,724,000 | 22,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,493,000 | 6,532,000 | 8,530,000 |
| Interest expense | 188,000 | 359,000 | 514,000 | 626,000 |
| Net interest income | 1,945,000 | 4,134,000 | 6,018,000 | 7,904,000 |
| Noninterest income | 343,000 | 629,000 | 952,000 | 1,278,000 |
| Noninterest expense | 1,880,000 | 3,725,000 | 5,669,000 | 7,676,000 |
| Provision for loan losses | 0 | 25,000 | 35,000 | 35,000 |
| Pretax income | 437,000 | 1,147,000 | 1,564,000 | 1,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 437,000 | 1,147,000 | 1,564,000 | 1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,087,000 | 18,797,000 | 19,215,000 | 20,498,000 |
| Total capital | 19,304,000 | 20,038,000 | 20,451,000 | 21,716,000 |
| Risk-weighted assets | 155,058,000 | 153,713,000 | 151,155,000 | 151,290,000 |
Machine access — free, no API key
Every figure shown here about YNB — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.