Call reports 2019
YNB — 2019
What YNB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 234,468,000 | 234,602,000 | 231,584,000 | 217,656,000 |
| Total loans | 140,962,000 | 137,950,000 | 139,070,000 | 135,573,000 |
| Allowance for loan losses | 1,111,000 | 1,170,000 | 1,180,000 | 1,163,000 |
| Securities available for sale | 51,821,000 | 54,357,000 | 53,642,000 | 48,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,254,000 | 216,216,000 | 212,182,000 | 198,578,000 |
| Interest-bearing deposits | 157,240,000 | 158,323,000 | 152,653,000 | 141,859,000 |
| Noninterest-bearing deposits | 60,014,000 | 57,893,000 | 59,529,000 | 56,719,000 |
| Equity capital | 16,854,000 | 17,798,000 | 18,375,000 | 18,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,602,000 | 6,947,000 | 9,221,000 |
| Interest expense | 301,000 | 617,000 | 938,000 | 1,202,000 |
| Net interest income | 1,986,000 | 3,985,000 | 6,009,000 | 8,019,000 |
| Noninterest income | 367,000 | 742,000 | 1,117,000 | 1,446,000 |
| Noninterest expense | 1,903,000 | 3,760,000 | 5,756,000 | 7,784,000 |
| Provision for loan losses | 60,000 | 115,000 | 155,000 | 155,000 |
| Pretax income | 379,000 | 841,000 | 1,315,000 | 1,666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 841,000 | 1,315,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,517,000 | 16,825,000 | 17,299,000 | 17,650,000 |
| Total capital | 17,756,000 | 18,112,000 | 18,582,000 | 18,916,000 |
| Risk-weighted assets | 165,742,000 | 163,131,000 | 161,549,000 | 154,675,000 |