Call reports 2018
YNB — 2018
What YNB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 209,228,000 | 219,291,000 | 223,238,000 | 224,722,000 |
| Total loans | 118,523,000 | 130,228,000 | 137,556,000 | 141,594,000 |
| Allowance for loan losses | 924,000 | 951,000 | 1,024,000 | 1,058,000 |
| Securities available for sale | 58,344,000 | 56,687,000 | 54,614,000 | 51,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,128,000 | 198,849,000 | 195,570,000 | 194,269,000 |
| Interest-bearing deposits | 55,637,000 | 143,305,000 | 139,292,000 | 138,421,000 |
| Noninterest-bearing deposits | 138,491,000 | 55,544,000 | 56,278,000 | 55,848,000 |
| Equity capital | 15,005,000 | 15,146,000 | 15,193,000 | 15,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,806,000 | 3,884,000 | 6,120,000 | 8,327,000 |
| Interest expense | 117,000 | 260,000 | 450,000 | 697,000 |
| Net interest income | 1,689,000 | 3,624,000 | 5,670,000 | 7,630,000 |
| Noninterest income | 364,000 | 680,000 | 1,065,000 | 1,469,000 |
| Noninterest expense | 1,793,000 | 3,640,000 | 5,581,000 | 7,628,000 |
| Provision for loan losses | 20,000 | 60,000 | 140,000 | 200,000 |
| Pretax income | 240,000 | 600,000 | 1,006,000 | 1,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 600,000 | 1,006,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,668,000 | 15,903,000 | 16,184,000 | 16,289,000 |
| Total capital | 16,595,000 | 16,857,000 | 17,211,000 | 17,462,000 |
| Risk-weighted assets | 141,887,000 | 152,912,000 | 163,702,000 | 166,330,000 |
Machine access — free, no API key
Every figure shown here about YNB — 2018 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.