Call reports 2017
YNB — 2017
What YNB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 197,879,000 | 199,550,000 | 204,076,000 | 203,558,000 |
| Total loans | 110,025,000 | 115,575,000 | 114,091,000 | 113,656,000 |
| Allowance for loan losses | 946,000 | 968,000 | 955,000 | 907,000 |
| Securities available for sale | 61,300,000 | 55,802,000 | 57,886,000 | 58,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,051,000 | 183,612,000 | 188,028,000 | 188,100,000 |
| Interest-bearing deposits | 124,698,000 | 127,251,000 | 131,120,000 | 132,663,000 |
| Noninterest-bearing deposits | 55,353,000 | 56,361,000 | 56,908,000 | 55,437,000 |
| Equity capital | 15,496,000 | 15,872,000 | 15,930,000 | 15,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,389,000 | 5,174,000 | 6,985,000 |
| Interest expense | 122,000 | 238,000 | 354,000 | 470,000 |
| Net interest income | 1,559,000 | 3,151,000 | 4,820,000 | 6,515,000 |
| Noninterest income | 373,000 | 756,000 | 1,113,000 | 1,492,000 |
| Noninterest expense | 1,794,000 | 3,568,000 | 5,409,000 | 7,342,000 |
| Provision for loan losses | 20,000 | 50,000 | 50,000 | 0 |
| Pretax income | 134,000 | 336,000 | 549,000 | 742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 336,000 | 549,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,380,000 | 15,382,000 | 15,445,000 | 15,538,000 |
| Total capital | 16,329,000 | 16,353,000 | 16,403,000 | 16,448,000 |
| Risk-weighted assets | 135,349,000 | 137,385,000 | 137,790,000 | 135,471,000 |