Call reports 2011
YNB — 2011
What YNB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,778,000 | 196,475,000 | 178,570,000 | 176,426,000 |
| Total loans | 107,030,000 | 104,286,000 | 107,492,000 | 105,941,000 |
| Allowance for loan losses | 1,009,000 | 1,012,000 | 1,005,000 | 1,048,000 |
| Securities available for sale | 74,139,000 | 47,687,000 | 30,777,000 | 39,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,126,000 | 179,548,000 | 161,018,000 | 159,305,000 |
| Interest-bearing deposits | 160,685,000 | 140,502,000 | 117,656,000 | 115,024,000 |
| Noninterest-bearing deposits | 40,441,000 | 39,046,000 | 43,362,000 | 44,281,000 |
| Equity capital | 15,372,000 | 16,711,000 | 17,094,000 | 16,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,062,000 | 5,936,000 | 7,638,000 |
| Interest expense | 380,000 | 704,000 | 968,000 | 1,198,000 |
| Net interest income | 1,667,000 | 3,358,000 | 4,968,000 | 6,440,000 |
| Noninterest income | 399,000 | 808,000 | 1,259,000 | 1,767,000 |
| Noninterest expense | 1,812,000 | 3,748,000 | 5,873,000 | 7,894,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 110,000 |
| Pretax income | 224,000 | 309,000 | 334,000 | 29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 309,000 | 334,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,821,000 | 15,914,000 | 15,947,000 | 15,589,000 |
| Total capital | 16,916,000 | 17,026,000 | 17,052,000 | 16,737,000 |
| Risk-weighted assets | 117,506,000 | 110,007,000 | 106,741,000 | 107,489,000 |