Call reports 2009
YNB — 2009
What YNB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 223,892,000 | 209,881,000 | 196,114,000 | 202,939,000 |
| Total loans | 115,291,000 | 112,623,000 | 107,493,000 | 105,309,000 |
| Allowance for loan losses | 1,260,000 | 1,280,000 | 1,153,000 | 1,116,000 |
| Securities available for sale | 76,114,000 | 58,912,000 | 64,475,000 | 81,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,093,000 | 188,548,000 | 177,222,000 | 179,190,000 |
| Interest-bearing deposits | 163,107,000 | 152,152,000 | 142,399,000 | 142,739,000 |
| Noninterest-bearing deposits | 37,986,000 | 36,396,000 | 34,823,000 | 36,451,000 |
| Equity capital | 16,153,000 | 14,606,000 | 18,306,000 | 17,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 5,706,000 | 8,354,000 | 10,837,000 |
| Interest expense | 886,000 | 1,685,000 | 2,241,000 | 2,720,000 |
| Net interest income | 2,040,000 | 4,021,000 | 6,113,000 | 8,117,000 |
| Noninterest income | 207,000 | 437,000 | 710,000 | 992,000 |
| Noninterest expense | 1,850,000 | 3,728,000 | 5,732,000 | 8,042,000 |
| Provision for loan losses | 60,000 | 80,000 | 110,000 | 140,000 |
| Pretax income | 449,000 | 1,092,000 | 1,328,000 | 1,388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 449,000 | 1,092,000 | 1,328,000 | 1,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,048,000 | 16,628,000 | 16,578,000 | 16,541,000 |
| Total capital | 17,433,000 | 18,033,000 | 17,832,000 | 17,758,000 |
| Risk-weighted assets | 129,249,000 | 134,105,000 | 111,856,000 | 111,190,000 |
Machine access — free, no API key
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