Call reports 2008
YNB — 2008
What YNB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 218,514,000 | 219,918,000 | 219,324,000 | 217,344,000 |
| Total loans | 116,317,000 | 117,085,000 | 115,565,000 | 113,520,000 |
| Allowance for loan losses | 1,162,000 | 1,197,000 | 1,204,000 | 1,199,000 |
| Securities available for sale | 55,553,000 | 82,301,000 | 87,972,000 | 87,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,133,000 | 197,431,000 | 181,157,000 | 176,704,000 |
| Interest-bearing deposits | 160,194,000 | 161,144,000 | 144,936,000 | 142,497,000 |
| Noninterest-bearing deposits | 34,939,000 | 36,287,000 | 36,221,000 | 34,207,000 |
| Equity capital | 16,764,000 | 15,912,000 | 17,175,000 | 17,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,098,000 | 6,357,000 | 9,616,000 | 12,753,000 |
| Interest expense | 1,230,000 | 2,314,000 | 3,305,000 | 4,188,000 |
| Net interest income | 1,868,000 | 4,043,000 | 6,311,000 | 8,565,000 |
| Noninterest income | 235,000 | 502,000 | 766,000 | 1,013,000 |
| Noninterest expense | 1,714,000 | 3,658,000 | 5,650,000 | 7,669,000 |
| Provision for loan losses | 35,000 | 75,000 | 155,000 | 245,000 |
| Pretax income | 354,000 | 812,000 | 1,272,000 | 1,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 812,000 | 1,272,000 | 1,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,239,000 | 15,468,000 | 15,708,000 | 15,846,000 |
| Total capital | 16,526,000 | 16,790,000 | 17,037,000 | 17,170,000 |
| Risk-weighted assets | 122,788,000 | 122,627,000 | 123,174,000 | 119,855,000 |
Machine access — free, no API key
Every figure shown here about YNB — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.