Call reports 2006
YNB — 2006
What YNB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 207,682,000 | 207,624,000 | 217,824,000 | 218,226,000 |
| Total loans | 120,022,000 | 123,347,000 | 120,849,000 | 116,914,000 |
| Allowance for loan losses | 1,364,000 | 1,404,000 | 1,325,000 | 1,317,000 |
| Securities available for sale | 71,135,000 | 67,759,000 | 74,160,000 | 82,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,061,000 | 176,988,000 | 196,013,000 | 192,426,000 |
| Interest-bearing deposits | 154,576,000 | 143,338,000 | 162,420,000 | 156,756,000 |
| Noninterest-bearing deposits | 35,485,000 | 33,650,000 | 33,593,000 | 35,670,000 |
| Equity capital | 11,562,000 | 12,673,000 | 14,836,000 | 15,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,925,000 | 6,244,000 | 9,551,000 | 12,922,000 |
| Interest expense | 1,075,000 | 2,347,000 | 3,761,000 | 5,288,000 |
| Net interest income | 1,850,000 | 3,897,000 | 5,790,000 | 7,634,000 |
| Noninterest income | 610,000 | 891,000 | 1,154,000 | 1,416,000 |
| Noninterest expense | 2,054,000 | 3,904,000 | 5,685,000 | 7,459,000 |
| Provision for loan losses | 20,000 | 90,000 | 125,000 | 145,000 |
| Pretax income | 386,000 | 794,000 | 1,134,000 | 1,446,000 |
| Income tax | -144,000 | -144,000 | -138,000 | -118,000 |
| Net income | 530,000 | 938,000 | 1,272,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,853,000 | 14,896,000 | 15,005,000 | 15,134,000 |
| Total capital | 15,217,000 | 16,300,000 | 16,426,000 | 16,533,000 |
| Risk-weighted assets | 126,181,000 | 130,034,000 | 129,199,000 | 124,846,000 |
Machine access — free, no API key
Every figure shown here about YNB — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.