Call reports 2005
YNB — 2005
What YNB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 166,901,000 | 172,191,000 | 172,793,000 | 171,566,000 |
| Total loans | 82,143,000 | 88,237,000 | 90,913,000 | 93,030,000 |
| Allowance for loan losses | 784,000 | 850,000 | 936,000 | 935,000 |
| Securities available for sale | 73,638,000 | 72,619,000 | 72,477,000 | 68,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,721,000 | 149,096,000 | 145,586,000 | 152,093,000 |
| Interest-bearing deposits | 122,152,000 | 122,199,000 | 117,676,000 | 124,847,000 |
| Noninterest-bearing deposits | 25,569,000 | 26,897,000 | 27,910,000 | 27,246,000 |
| Equity capital | 9,945,000 | 11,463,000 | 10,967,000 | 10,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,420,000 | 6,792,000 | 9,251,000 |
| Interest expense | 571,000 | 1,204,000 | 1,938,000 | 2,816,000 |
| Net interest income | 1,549,000 | 3,216,000 | 4,854,000 | 6,435,000 |
| Noninterest income | 230,000 | 480,000 | 756,000 | 981,000 |
| Noninterest expense | 1,359,000 | 2,810,000 | 4,262,000 | 5,700,000 |
| Provision for loan losses | 95,000 | 185,000 | 275,000 | 365,000 |
| Pretax income | 325,000 | 705,000 | 1,078,000 | 1,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 705,000 | 1,078,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,433,000 | 11,658,000 | 11,838,000 | 11,947,000 |
| Total capital | 12,217,000 | 12,508,000 | 12,774,000 | 12,882,000 |
| Risk-weighted assets | 88,688,000 | 96,058,000 | 98,811,000 | 99,528,000 |
Machine access — free, no API key
Every figure shown here about YNB — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.