Call reports 2002
YNB — 2002
What YNB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 124,995,000 | 124,972,000 | 126,390,000 | 122,666,000 |
| Total loans | 65,501,000 | 67,321,000 | 70,352,000 | 70,969,000 |
| Allowance for loan losses | 576,000 | 598,000 | 635,000 | 641,000 |
| Securities available for sale | 52,393,000 | 47,203,000 | 47,454,000 | 41,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,666,000 | 114,679,000 | 111,744,000 | 108,159,000 |
| Interest-bearing deposits | 97,120,000 | 95,270,000 | 90,427,000 | 86,143,000 |
| Noninterest-bearing deposits | 18,546,000 | 19,409,000 | 21,317,000 | 22,016,000 |
| Equity capital | 8,879,000 | 9,863,000 | 10,174,000 | 10,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,720,000 | 5,533,000 | 7,210,000 |
| Interest expense | 657,000 | 1,272,000 | 1,838,000 | 2,352,000 |
| Net interest income | 1,159,000 | 2,448,000 | 3,695,000 | 4,858,000 |
| Noninterest income | 238,000 | 476,000 | 727,000 | 998,000 |
| Noninterest expense | 1,097,000 | 2,257,000 | 3,455,000 | 4,686,000 |
| Provision for loan losses | 30,000 | 68,000 | 113,000 | 158,000 |
| Pretax income | 272,000 | 603,000 | 894,000 | 1,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 603,000 | 894,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,371,000 | 9,451,000 | 9,642,000 | 9,734,000 |
| Total capital | 9,947,000 | 10,049,000 | 10,277,000 | 10,375,000 |
| Risk-weighted assets | 67,018,000 | 69,365,000 | 71,487,000 | 71,130,000 |