Call reports 2001
YNB — 2001
What YNB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,788,000 | 119,873,000 | 116,932,000 | 118,306,000 |
| Total loans | 58,723,000 | 61,049,000 | 63,783,000 | 68,617,000 |
| Allowance for loan losses | 509,000 | 526,000 | 553,000 | 567,000 |
| Securities available for sale | 46,065,000 | 48,703,000 | 41,700,000 | 43,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,176,000 | 110,241,000 | 107,002,000 | 107,152,000 |
| Interest-bearing deposits | 95,083,000 | 92,325,000 | 88,980,000 | 88,360,000 |
| Noninterest-bearing deposits | 17,093,000 | 17,916,000 | 18,022,000 | 18,792,000 |
| Equity capital | 8,984,000 | 9,152,000 | 9,306,000 | 9,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,273,000 | 4,473,000 | 6,601,000 | 8,564,000 |
| Interest expense | 1,191,000 | 2,248,000 | 3,128,000 | 3,864,000 |
| Net interest income | 1,082,000 | 2,225,000 | 3,473,000 | 4,700,000 |
| Noninterest income | 169,000 | 361,000 | 554,000 | 783,000 |
| Noninterest expense | 1,016,000 | 2,098,000 | 3,222,000 | 4,391,000 |
| Provision for loan losses | 25,000 | 40,000 | 69,000 | 94,000 |
| Pretax income | 216,000 | 452,000 | 740,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 452,000 | 740,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,923,000 | 9,052,000 | 9,030,000 | 9,148,000 |
| Total capital | 9,432,000 | 9,578,000 | 9,583,000 | 9,715,000 |
| Risk-weighted assets | 60,822,000 | 62,448,000 | 63,962,000 | 67,189,000 |