Call reports 2012
CENTRAL CO-OPERATIVE BANK — 2012
What CENTRAL CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 522,919,000 | 565,100,000 | 550,959,000 |
| Total loans | 448,886,000 | 489,907,000 | 478,296,000 |
| Allowance for loan losses | 4,272,000 | 4,153,000 | 4,191,000 |
| Securities available for sale | 39,072,000 | 37,422,000 | 32,008,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 347,633,000 | 360,199,000 | 355,424,000 |
| Interest-bearing deposits | 301,828,000 | 313,194,000 | 306,551,000 |
| Noninterest-bearing deposits | 45,805,000 | 47,005,000 | 48,873,000 |
| Equity capital | 50,890,000 | 50,492,000 | 51,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 5,533,000 | 11,074,000 | 16,788,000 |
| Interest expense | 1,623,000 | 3,263,000 | 4,833,000 |
| Net interest income | 3,910,000 | 7,811,000 | 11,955,000 |
| Noninterest income | 405,000 | 886,000 | 1,588,000 |
| Noninterest expense | 3,924,000 | 8,702,000 | 12,705,000 |
| Provision for loan losses | 300,000 | 450,000 | 650,000 |
| Pretax income | 125,000 | -417,000 | 535,000 |
| Income tax | -98,000 | -113,000 | 93,000 |
| Net income | 223,000 | -304,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 44,958,000 | 44,505,000 | 45,206,000 |
| Total capital | 49,282,000 | 48,820,000 | 49,502,000 |
| Risk-weighted assets | 332,257,000 | 347,351,000 | 336,075,000 |