Call reports 2010
CENTRAL CO-OPERATIVE BANK — 2010
What CENTRAL CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 542,058,000 | 526,376,000 | 525,512,000 | 511,986,000 |
| Total loans | 461,901,000 | 449,221,000 | 431,669,000 | 405,590,000 |
| Allowance for loan losses | 3,038,000 | 3,336,000 | 3,633,000 | 3,748,000 |
| Securities available for sale | 35,357,000 | 29,637,000 | 27,360,000 | 28,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,196,000 | 335,877,000 | 338,227,000 | 327,137,000 |
| Interest-bearing deposits | 299,130,000 | 292,890,000 | 295,108,000 | 284,129,000 |
| Noninterest-bearing deposits | 42,066,000 | 42,987,000 | 43,119,000 | 43,008,000 |
| Equity capital | 49,467,000 | 49,959,000 | 50,855,000 | 51,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,050,000 | 13,910,000 | 20,527,000 | 26,729,000 |
| Interest expense | 2,417,000 | 4,607,000 | 6,651,000 | 8,562,000 |
| Net interest income | 4,633,000 | 9,303,000 | 13,876,000 | 18,167,000 |
| Noninterest income | 458,000 | 929,000 | 1,435,000 | 1,958,000 |
| Noninterest expense | 3,647,000 | 7,307,000 | 11,113,000 | 14,845,000 |
| Provision for loan losses | 250,000 | 550,000 | 850,000 | 1,150,000 |
| Pretax income | 810,000 | 2,034,000 | 2,780,000 | 3,575,000 |
| Income tax | 10,000 | 428,000 | 686,000 | 1,040,000 |
| Net income | 800,000 | 1,606,000 | 2,094,000 | 2,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,237,000 | 44,362,000 | 45,460,000 | 46,905,000 |
| Total capital | 47,374,000 | 47,698,000 | 49,163,000 | 50,798,000 |
| Risk-weighted assets | 354,253,000 | 342,237,000 | 329,146,000 | 312,777,000 |