Call reports 2002
CENTRAL CO-OPERATIVE BANK — 2002
What CENTRAL CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 468,294,000 | 472,914,000 | 470,616,000 | 487,676,000 |
| Total loans | 371,707,000 | 363,136,000 | 369,843,000 | 399,988,000 |
| Allowance for loan losses | 3,292,000 | 3,293,000 | 3,294,000 | 3,276,000 |
| Securities available for sale | 75,838,000 | 83,253,000 | 74,582,000 | 65,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,032,000 | 273,757,000 | 278,729,000 | 288,098,000 |
| Interest-bearing deposits | 240,476,000 | 246,008,000 | 247,530,000 | 256,650,000 |
| Noninterest-bearing deposits | 24,556,000 | 27,749,000 | 31,199,000 | 31,448,000 |
| Equity capital | 36,785,000 | 35,944,000 | 36,206,000 | 38,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,452,000 | 15,025,000 | 22,555,000 | 30,170,000 |
| Interest expense | 3,335,000 | 6,619,000 | 9,976,000 | 13,254,000 |
| Net interest income | 4,117,000 | 8,406,000 | 12,579,000 | 16,916,000 |
| Noninterest income | 178,000 | 374,000 | 573,000 | 850,000 |
| Noninterest expense | 2,284,000 | 5,051,000 | 7,839,000 | 10,694,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,522,000 | 3,251,000 | 4,614,000 | 6,387,000 |
| Income tax | 642,000 | 1,267,000 | 1,751,000 | 2,406,000 |
| Net income | 880,000 | 1,984,000 | 2,863,000 | 3,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,842,000 | 33,610,000 | 33,403,000 | 34,730,000 |
| Total capital | 38,134,000 | 36,903,000 | 36,696,000 | 38,006,000 |
| Risk-weighted assets | 308,752,000 | 315,751,000 | 308,591,000 | 321,903,000 |