Call reports 2001
CENTRAL CO-OPERATIVE BANK — 2001
What CENTRAL CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 449,423,000 | 439,954,000 | 427,479,000 | 432,850,000 |
| Total loans | 345,793,000 | 331,615,000 | 318,260,000 | 328,832,000 |
| Allowance for loan losses | 3,106,000 | 3,211,000 | 3,210,000 | 3,291,000 |
| Securities available for sale | 60,303,000 | 60,578,000 | 84,768,000 | 83,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,793,000 | 287,437,000 | 273,361,000 | 263,395,000 |
| Interest-bearing deposits | 269,150,000 | 261,107,000 | 247,403,000 | 245,288,000 |
| Noninterest-bearing deposits | 21,643,000 | 26,330,000 | 25,958,000 | 18,107,000 |
| Equity capital | 36,160,000 | 36,733,000 | 37,572,000 | 38,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,850,000 | 15,438,000 | 22,642,000 | 29,703,000 |
| Interest expense | 4,418,000 | 8,807,000 | 12,627,000 | 15,970,000 |
| Net interest income | 3,432,000 | 6,631,000 | 10,015,000 | 13,733,000 |
| Noninterest income | 109,000 | 297,000 | 489,000 | 707,000 |
| Noninterest expense | 2,602,000 | 5,355,000 | 7,946,000 | 10,307,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 968,000 | 1,804,000 | 2,910,000 | 4,501,000 |
| Income tax | 350,000 | 651,000 | 1,048,000 | 1,620,000 |
| Net income | 618,000 | 1,153,000 | 1,862,000 | 2,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,290,000 | 34,021,000 | 34,736,000 | 36,174,000 |
| Total capital | 36,396,000 | 37,232,000 | 37,946,000 | 39,465,000 |
| Risk-weighted assets | 283,342,000 | 285,411,000 | 282,499,000 | 288,457,000 |