Call reports 2007
MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION — 2007
What MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 157,341,000 | 162,643,000 | 168,549,000 | 172,490,000 |
| Total loans | 112,407,000 | 119,078,000 | 122,380,000 | 125,449,000 |
| Allowance for loan losses | 887,000 | 978,000 | 1,063,000 | 1,508,000 |
| Securities available for sale | 18,408,000 | 17,068,000 | 17,111,000 | 17,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,305,000 | 129,373,000 | 127,136,000 | 138,921,000 |
| Interest-bearing deposits | 105,160,000 | 106,972,000 | 104,695,000 | 117,184,000 |
| Noninterest-bearing deposits | 24,145,000 | 22,401,000 | 22,441,000 | 21,737,000 |
| Equity capital | 23,166,000 | 23,139,000 | 23,321,000 | 23,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,817,000 | 7,427,000 | 10,114,000 |
| Interest expense | 876,000 | 1,801,000 | 2,834,000 | 3,935,000 |
| Net interest income | 1,475,000 | 3,016,000 | 4,593,000 | 6,179,000 |
| Noninterest income | 404,000 | 929,000 | 1,372,000 | 1,865,000 |
| Noninterest expense | 1,936,000 | 3,857,000 | 5,795,000 | 7,983,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 725,000 |
| Pretax income | -57,000 | -12,000 | -30,000 | -664,000 |
| Income tax | -48,000 | -64,000 | -106,000 | -363,000 |
| Net income | -9,000 | 52,000 | 76,000 | -301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,162,000 | 14,260,000 | 14,320,000 | 13,967,000 |
| Total capital | 15,049,000 | 15,238,000 | 15,383,000 | 15,475,000 |
| Risk-weighted assets | 128,150,000 | 135,463,000 | 138,436,000 | 142,811,000 |