Call reports 2006
MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION — 2006
What MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 147,252,000 | 152,573,000 | 152,196,000 | 158,597,000 |
| Total loans | 95,674,000 | 102,144,000 | 107,858,000 | 112,305,000 |
| Allowance for loan losses | 777,000 | 800,000 | 847,000 | 918,000 |
| Securities available for sale | 19,965,000 | 20,936,000 | 18,736,000 | 18,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,218,000 | 128,563,000 | 122,483,000 | 124,078,000 |
| Interest-bearing deposits | 93,139,000 | 100,975,000 | 96,983,000 | 99,632,000 |
| Noninterest-bearing deposits | 30,079,000 | 27,588,000 | 25,500,000 | 24,446,000 |
| Equity capital | 22,656,000 | 22,674,000 | 23,044,000 | 23,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,933,000 | 4,111,000 | 6,388,000 | 8,767,000 |
| Interest expense | 496,000 | 1,113,000 | 1,837,000 | 2,641,000 |
| Net interest income | 1,437,000 | 2,998,000 | 4,551,000 | 6,126,000 |
| Noninterest income | 449,000 | 913,000 | 1,408,000 | 1,787,000 |
| Noninterest expense | 1,582,000 | 3,287,000 | 5,155,000 | 6,981,000 |
| Provision for loan losses | 100,000 | 200,000 | 250,000 | 330,000 |
| Pretax income | 204,000 | 424,000 | 547,000 | 594,000 |
| Income tax | 48,000 | 95,000 | 112,000 | 91,000 |
| Net income | 156,000 | 329,000 | 435,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,621,000 | 13,859,000 | 14,031,000 | 14,136,000 |
| Total capital | 14,398,000 | 14,659,000 | 14,878,000 | 15,054,000 |
| Risk-weighted assets | 108,876,000 | 114,654,000 | 120,749,000 | 127,510,000 |