Call reports 2005
MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION — 2005
What MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 121,747,000 | 123,589,000 | 124,478,000 | 145,844,000 |
| Total loans | 81,128,000 | 86,517,000 | 89,557,000 | 90,134,000 |
| Allowance for loan losses | 788,000 | 731,000 | 695,000 | 673,000 |
| Securities available for sale | 14,413,000 | 12,826,000 | 11,832,000 | 13,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,584,000 | 95,253,000 | 96,675,000 | 121,808,000 |
| Interest-bearing deposits | 76,240,000 | 74,726,000 | 78,521,000 | 92,810,000 |
| Noninterest-bearing deposits | 21,344,000 | 20,527,000 | 18,154,000 | 28,998,000 |
| Equity capital | 22,449,000 | 22,613,000 | 22,620,000 | 22,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,076,000 | 4,678,000 | 6,500,000 |
| Interest expense | 272,000 | 553,000 | 907,000 | 1,320,000 |
| Net interest income | 1,221,000 | 2,523,000 | 3,771,000 | 5,180,000 |
| Noninterest income | 531,000 | 1,032,000 | 1,526,000 | 1,976,000 |
| Noninterest expense | 1,569,000 | 3,229,000 | 4,928,000 | 6,708,000 |
| Provision for loan losses | 14,000 | -20,000 | -20,000 | 30,000 |
| Pretax income | 200,000 | 377,000 | 420,000 | 449,000 |
| Income tax | 51,000 | 112,000 | 104,000 | 95,000 |
| Net income | 149,000 | 265,000 | 316,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,896,000 | 13,128,000 | 13,179,000 | 13,399,000 |
| Total capital | 13,684,000 | 13,859,000 | 13,874,000 | 14,072,000 |
| Risk-weighted assets | 93,806,000 | 97,624,000 | 100,314,000 | 105,504,000 |