Call reports 2004
MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION — 2004
What MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 111,483,000 | 109,586,000 | 115,097,000 | 124,569,000 |
| Total loans | 75,513,000 | 73,699,000 | 81,755,000 | 79,309,000 |
| Allowance for loan losses | 946,000 | 929,000 | 955,000 | 828,000 |
| Securities available for sale | 21,005,000 | 23,088,000 | 20,706,000 | 19,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,097,000 | 97,439,000 | 96,993,000 | 99,157,000 |
| Interest-bearing deposits | 77,106,000 | 76,402,000 | 75,568,000 | 79,197,000 |
| Noninterest-bearing deposits | 21,991,000 | 21,037,000 | 21,425,000 | 19,960,000 |
| Equity capital | 11,602,000 | 11,350,000 | 11,152,000 | 22,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,134,000 | 4,649,000 | 1,505,000 |
| Interest expense | 256,000 | 485,000 | 710,000 | 247,000 |
| Net interest income | 1,285,000 | 2,649,000 | 3,939,000 | 1,258,000 |
| Noninterest income | 495,000 | 1,027,000 | 1,559,000 | 529,000 |
| Noninterest expense | 1,351,000 | 2,693,000 | 4,048,000 | 1,547,000 |
| Provision for loan losses | 14,000 | 39,000 | 145,000 | 19,000 |
| Pretax income | 471,000 | 1,000,000 | 1,361,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 75,000 |
| Net income | 471,000 | 1,000,000 | 1,361,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,794,000 | 10,747,000 | 10,519,000 | 12,508,000 |
| Total capital | 11,740,000 | 11,676,000 | 11,474,000 | 13,336,000 |
| Risk-weighted assets | 83,130,000 | 84,149,000 | 91,183,000 | 95,456,000 |