Call reports 2003
MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION — 2003
What MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 107,704,000 | 115,043,000 | 115,338,000 | 115,031,000 |
| Total loans | 69,622,000 | 75,982,000 | 73,102,000 | 76,425,000 |
| Allowance for loan losses | 851,000 | 915,000 | 914,000 | 963,000 |
| Securities available for sale | 23,670,000 | 21,978,000 | 21,473,000 | 20,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,277,000 | 102,903,000 | 103,570,000 | 103,340,000 |
| Interest-bearing deposits | 77,411,000 | 82,730,000 | 84,088,000 | 81,667,000 |
| Noninterest-bearing deposits | 18,866,000 | 20,173,000 | 19,482,000 | 21,673,000 |
| Equity capital | 10,625,000 | 11,261,000 | 10,994,000 | 10,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,322,000 | 4,935,000 | 6,546,000 |
| Interest expense | 324,000 | 647,000 | 988,000 | 1,279,000 |
| Net interest income | 1,295,000 | 2,675,000 | 3,947,000 | 5,267,000 |
| Noninterest income | 569,000 | 1,206,000 | 1,794,000 | 2,512,000 |
| Noninterest expense | 1,214,000 | 2,505,000 | 3,855,000 | 5,436,000 |
| Provision for loan losses | 40,000 | 139,000 | 155,000 | 276,000 |
| Pretax income | 610,000 | 1,237,000 | 1,731,000 | 2,067,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 610,000 | 1,237,000 | 1,731,000 | 2,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,975,000 | 10,593,000 | 10,443,000 | 10,292,000 |
| Total capital | 10,829,000 | 11,508,000 | 11,357,000 | 11,255,000 |
| Risk-weighted assets | 80,607,000 | 84,284,000 | 82,978,000 | 87,283,000 |