Call reports 2002
MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION — 2002
What MIDSOUTH BANK-TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 109,439,000 | 109,757,000 | 107,760,000 | 109,062,000 |
| Total loans | 70,535,000 | 71,294,000 | 70,897,000 | 71,071,000 |
| Allowance for loan losses | 812,000 | 837,000 | 858,000 | 832,000 |
| Securities available for sale | 9,140,000 | 16,840,000 | 17,641,000 | 24,103,000 |
| Securities held to maturity | 14,890,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,704,000 | 98,674,000 | 96,612,000 | 97,755,000 |
| Interest-bearing deposits | 79,619,000 | 78,154,000 | 77,852,000 | 78,019,000 |
| Noninterest-bearing deposits | 19,085,000 | 20,520,000 | 18,760,000 | 19,736,000 |
| Equity capital | 10,089,000 | 10,463,000 | 10,486,000 | 10,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,763,000 | 3,504,000 | 5,189,000 | 6,911,000 |
| Interest expense | 501,000 | 886,000 | 1,281,000 | 1,651,000 |
| Net interest income | 1,262,000 | 2,618,000 | 3,908,000 | 5,260,000 |
| Noninterest income | 503,000 | 1,016,000 | 1,604,000 | 2,162,000 |
| Noninterest expense | 1,216,000 | 2,419,000 | 3,610,000 | 5,084,000 |
| Provision for loan losses | 65,000 | 134,000 | 177,000 | 202,000 |
| Pretax income | 484,000 | 1,256,000 | 1,900,000 | 2,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 1,256,000 | 1,900,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,492,000 | 9,787,000 | 9,871,000 | 9,820,000 |
| Total capital | 10,304,000 | 10,624,000 | 10,730,000 | 10,665,000 |
| Risk-weighted assets | 87,594,000 | 86,629,000 | 86,103,000 | 83,642,000 |