Call report 2018Q4
MERCHANTS BANK — 2018Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,411,000 | USD | evidence → |
| Total loans | 152,880,000 | USD | evidence → |
| Allowance for loan losses | 1,508,000 | USD | evidence → |
| Securities available for sale | 41,321,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,625,000 | USD | evidence → |
| Interest-bearing deposits | 158,873,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,752,000 | USD | evidence → |
| Equity capital | 25,795,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,298,000 | USD | evidence → |
| Interest expense | 1,087,000 | USD | evidence → |
| Net interest income | 8,211,000 | USD | evidence → |
| Noninterest income | 1,720,000 | USD | evidence → |
| Noninterest expense | 7,677,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 2,225,000 | USD | evidence → |
| Income tax | 146,000 | USD | evidence → |
| Net income | 2,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,820,000 | USD | evidence → |
| Total capital | 28,328,000 | USD | evidence → |
| Risk-weighted assets | 166,409,000 | USD | evidence → |