Call report 2017Q4
MERCHANTS BANK — 2017Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,851,000 | USD | evidence → |
| Total loans | 144,531,000 | USD | evidence → |
| Allowance for loan losses | 1,525,000 | USD | evidence → |
| Securities available for sale | 48,801,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 189,092,000 | USD | evidence → |
| Interest-bearing deposits | 155,421,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,671,000 | USD | evidence → |
| Equity capital | 24,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,528,000 | USD | evidence → |
| Interest expense | 959,000 | USD | evidence → |
| Net interest income | 7,569,000 | USD | evidence → |
| Noninterest income | 1,497,000 | USD | evidence → |
| Noninterest expense | 7,185,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 1,859,000 | USD | evidence → |
| Income tax | 112,000 | USD | evidence → |
| Net income | 1,747,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,202,000 | USD | evidence → |
| Total capital | 26,727,000 | USD | evidence → |
| Risk-weighted assets | 158,697,000 | USD | evidence → |