Call reports 2025
SULLIVAN BANK — 2025
What SULLIVAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,216,971,000 | 1,261,516,000 | 1,303,844,000 | 1,304,809,000 |
| Total loans | 1,034,025,000 | 1,063,731,000 | 1,092,926,000 | 1,123,875,000 |
| Allowance for loan losses | 12,049,000 | 12,418,000 | 12,709,000 | 12,968,000 |
| Securities available for sale | 39,630,000 | 40,875,000 | 41,200,000 | 37,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,078,389,000 | 1,108,871,000 | 1,144,023,000 | 1,156,640,000 |
| Interest-bearing deposits | 990,740,000 | 1,011,963,000 | 1,047,905,000 | 1,056,146,000 |
| Noninterest-bearing deposits | 87,649,000 | 96,908,000 | 96,118,000 | 100,494,000 |
| Equity capital | 106,969,000 | 107,789,000 | 109,859,000 | 113,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,817,000 | 36,565,000 | 55,969,000 | 75,808,000 |
| Interest expense | 8,875,000 | 17,936,000 | 27,089,000 | 36,245,000 |
| Net interest income | 8,942,000 | 18,629,000 | 28,880,000 | 39,563,000 |
| Noninterest income | 1,035,000 | 2,292,000 | 3,710,000 | 5,087,000 |
| Noninterest expense | 6,000,000 | 12,120,000 | 18,684,000 | 25,596,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,622,000 | 8,146,000 | 12,975,000 | 17,823,000 |
| Income tax | 763,000 | 1,713,000 | 2,749,000 | 3,645,000 |
| Net income | 2,859,000 | 6,433,000 | 10,226,000 | 14,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,481,000 | 107,369,000 | 108,882,000 | 112,349,000 |
| Total capital | 117,804,000 | 118,928,000 | 120,794,000 | 124,556,000 |
| Risk-weighted assets | 904,200,000 | 922,948,000 | 951,239,000 | 974,913,000 |