Call reports 2016
SULLIVAN BANK — 2016
What SULLIVAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 402,802,000 | 419,636,000 | 428,541,000 | 424,225,000 |
| Total loans | 345,641,000 | 360,686,000 | 369,616,000 | 368,499,000 |
| Allowance for loan losses | 5,395,000 | 5,465,000 | 5,357,000 | 5,523,000 |
| Securities available for sale | 28,719,000 | 29,842,000 | 28,835,000 | 26,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,311,000 | 342,772,000 | 355,507,000 | 363,975,000 |
| Interest-bearing deposits | 288,427,000 | 292,592,000 | 297,611,000 | 308,450,000 |
| Noninterest-bearing deposits | 51,884,000 | 50,180,000 | 57,896,000 | 55,525,000 |
| Equity capital | 37,956,000 | 38,841,000 | 39,666,000 | 39,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,242,000 | 8,628,000 | 13,168,000 | 17,757,000 |
| Interest expense | 577,000 | 1,171,000 | 1,795,000 | 2,424,000 |
| Net interest income | 3,665,000 | 7,457,000 | 11,373,000 | 15,333,000 |
| Noninterest income | 1,330,000 | 2,897,000 | 4,559,000 | 5,954,000 |
| Noninterest expense | 3,451,000 | 6,871,000 | 10,365,000 | 14,110,000 |
| Provision for loan losses | 225,000 | 470,000 | 710,000 | 989,000 |
| Pretax income | 1,310,000 | 3,053,000 | 4,897,000 | 6,066,000 |
| Income tax | 471,000 | 1,060,000 | 1,686,000 | 2,025,000 |
| Net income | 839,000 | 1,993,000 | 3,211,000 | 4,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,624,000 | 37,396,000 | 38,251,000 | 38,746,000 |
| Total capital | 40,492,000 | 41,511,000 | 42,925,000 | 43,397,000 |
| Risk-weighted assets | 307,974,000 | 327,883,000 | 373,281,000 | 371,285,000 |