Call reports 2002
SULLIVAN BANK — 2002
What SULLIVAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 224,448,000 | 221,015,000 | 222,941,000 | 228,426,000 |
| Total loans | 170,755,000 | 170,377,000 | 173,157,000 | 180,075,000 |
| Allowance for loan losses | 1,654,000 | 1,712,000 | 1,722,000 | 1,612,000 |
| Securities available for sale | 39,313,000 | 36,376,000 | 34,154,000 | 32,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,122,000 | 164,194,000 | 170,562,000 | 167,145,000 |
| Interest-bearing deposits | 156,997,000 | 148,250,000 | 153,591,000 | 150,142,000 |
| Noninterest-bearing deposits | 15,125,000 | 15,944,000 | 16,971,000 | 17,003,000 |
| Equity capital | 18,932,000 | 19,607,000 | 20,433,000 | 20,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,653,000 | 7,252,000 | 10,747,000 | 14,317,000 |
| Interest expense | 1,404,000 | 2,638,000 | 3,806,000 | 4,924,000 |
| Net interest income | 2,249,000 | 4,614,000 | 6,941,000 | 9,393,000 |
| Noninterest income | 418,000 | 868,000 | 1,324,000 | 1,809,000 |
| Noninterest expense | 1,584,000 | 3,310,000 | 5,049,000 | 6,898,000 |
| Provision for loan losses | 90,000 | 165,000 | 210,000 | 300,000 |
| Pretax income | 1,054,000 | 2,077,000 | 3,107,000 | 4,108,000 |
| Income tax | 325,000 | 722,000 | 1,042,000 | 1,325,000 |
| Net income | 729,000 | 1,355,000 | 2,065,000 | 2,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,831,000 | 18,227,000 | 18,807,000 | 19,525,000 |
| Total capital | 19,485,000 | 19,939,000 | 20,529,000 | 21,137,000 |
| Risk-weighted assets | 156,029,000 | 156,564,000 | 159,237,000 | 165,797,000 |