Call reports 2013
SYRINGA BANK — 2013
What SYRINGA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,749,000 | 154,758,000 | 153,425,000 | 153,361,000 |
| Total loans | 132,609,000 | 127,495,000 | 125,546,000 | 119,803,000 |
| Allowance for loan losses | 3,872,000 | 3,934,000 | 3,990,000 | 4,021,000 |
| Securities available for sale | 8,782,000 | 8,054,000 | 7,690,000 | 6,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,191,000 | 145,939,000 | 145,069,000 | 145,813,000 |
| Interest-bearing deposits | 129,347,000 | 126,483,000 | 123,714,000 | 124,357,000 |
| Noninterest-bearing deposits | 21,844,000 | 19,457,000 | 21,355,000 | 21,457,000 |
| Equity capital | 4,966,000 | 4,358,000 | 3,821,000 | 3,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,474,000 | 5,120,000 | 6,690,000 |
| Interest expense | 335,000 | 635,000 | 928,000 | 1,187,000 |
| Net interest income | 1,429,000 | 2,839,000 | 4,192,000 | 5,503,000 |
| Noninterest income | 207,000 | 355,000 | 477,000 | 469,000 |
| Noninterest expense | 1,993,000 | 4,019,000 | 5,978,000 | 7,946,000 |
| Provision for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Pretax income | -757,000 | -1,225,000 | -1,709,000 | -2,374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -757,000 | -1,225,000 | -1,709,000 | -2,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,716,000 | 4,248,000 | 3,765,000 | 3,099,000 |
| Total capital | 6,415,000 | 5,879,000 | 5,368,000 | 4,636,000 |
| Risk-weighted assets | 133,694,000 | 128,145,000 | 125,780,000 | 120,475,000 |