Call reports 2012
SYRINGA BANK — 2012
What SYRINGA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 198,929,000 | 180,228,000 | 178,810,000 | 170,816,000 |
| Total loans | 152,755,000 | 148,666,000 | 143,969,000 | 137,420,000 |
| Allowance for loan losses | 3,464,000 | 3,776,000 | 3,907,000 | 3,588,000 |
| Securities available for sale | 11,375,000 | 10,722,000 | 10,027,000 | 9,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,528,000 | 164,930,000 | 164,087,000 | 156,400,000 |
| Interest-bearing deposits | 140,597,000 | 136,121,000 | 136,662,000 | 130,923,000 |
| Noninterest-bearing deposits | 33,931,000 | 28,810,000 | 27,425,000 | 25,477,000 |
| Equity capital | 7,964,000 | 6,752,000 | 6,136,000 | 5,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,318,000 | 6,291,000 | 8,200,000 |
| Interest expense | 465,000 | 904,000 | 1,310,000 | 1,685,000 |
| Net interest income | 1,822,000 | 3,414,000 | 4,981,000 | 6,515,000 |
| Noninterest income | 234,000 | 382,000 | 603,000 | 588,000 |
| Noninterest expense | 2,466,000 | 4,789,000 | 6,937,000 | 8,790,000 |
| Provision for loan losses | -132,000 | 548,000 | 822,000 | 822,000 |
| Pretax income | -278,000 | -1,541,000 | -2,175,000 | -2,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -278,000 | -1,541,000 | -2,175,000 | -2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,705,000 | 6,440,000 | 5,806,000 | 5,473,000 |
| Total capital | 9,678,000 | 8,368,000 | 7,645,000 | 7,229,000 |
| Risk-weighted assets | 156,275,000 | 152,052,000 | 145,002,000 | 138,620,000 |