Call reports 2011
SYRINGA BANK — 2011
What SYRINGA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 223,245,000 | 212,416,000 | 206,769,000 | 197,439,000 |
| Total loans | 179,505,000 | 176,636,000 | 167,732,000 | 162,645,000 |
| Allowance for loan losses | 3,368,000 | 4,365,000 | 4,135,000 | 3,801,000 |
| Securities available for sale | 12,359,000 | 13,275,000 | 13,056,000 | 12,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,119,000 | 181,308,000 | 175,290,000 | 172,513,000 |
| Interest-bearing deposits | 143,186,000 | 134,941,000 | 136,187,000 | 138,680,000 |
| Noninterest-bearing deposits | 46,933,000 | 46,367,000 | 39,104,000 | 33,833,000 |
| Equity capital | 12,822,000 | 10,676,000 | 10,787,000 | 8,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,715,000 | 5,332,000 | 7,871,000 | 10,268,000 |
| Interest expense | 612,000 | 1,187,000 | 1,734,000 | 2,232,000 |
| Net interest income | 2,103,000 | 4,145,000 | 6,137,000 | 8,036,000 |
| Noninterest income | 133,000 | 46,000 | 397,000 | -628,000 |
| Noninterest expense | 2,396,000 | 4,826,000 | 7,215,000 | 9,588,000 |
| Provision for loan losses | 376,000 | 2,194,000 | 2,155,000 | 3,127,000 |
| Pretax income | -536,000 | -2,829,000 | -2,836,000 | -5,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -536,000 | -2,829,000 | -2,836,000 | -5,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,754,000 | 10,459,000 | 10,453,000 | 7,981,000 |
| Total capital | 15,122,000 | 12,756,000 | 12,657,000 | 10,077,000 |
| Risk-weighted assets | 188,265,000 | 181,677,000 | 174,333,000 | 166,125,000 |