Call reports 2010
SYRINGA BANK — 2010
What SYRINGA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 252,873,000 | 235,291,000 | 253,346,000 | 228,148,000 |
| Total loans | 216,794,000 | 208,689,000 | 203,728,000 | 186,321,000 |
| Allowance for loan losses | 7,364,000 | 5,288,000 | 5,528,000 | 4,290,000 |
| Securities available for sale | 13,511,000 | 12,440,000 | 11,973,000 | 11,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,875,000 | 199,484,000 | 217,419,000 | 192,378,000 |
| Interest-bearing deposits | 193,369,000 | 177,088,000 | 190,116,000 | 166,740,000 |
| Noninterest-bearing deposits | 23,505,000 | 22,396,000 | 27,304,000 | 25,638,000 |
| Equity capital | 15,555,000 | 15,333,000 | 15,173,000 | 13,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 6,530,000 | 9,807,000 | 12,889,000 |
| Interest expense | 899,000 | 1,699,000 | 2,447,000 | 3,153,000 |
| Net interest income | 2,494,000 | 4,831,000 | 7,360,000 | 9,736,000 |
| Noninterest income | 275,000 | 394,000 | 688,000 | 75,000 |
| Noninterest expense | 2,464,000 | 5,109,000 | 7,719,000 | 10,237,000 |
| Provision for loan losses | 1,035,000 | 1,129,000 | 1,596,000 | 2,399,000 |
| Pretax income | -722,000 | -1,005,000 | -1,259,000 | -2,817,000 |
| Income tax | 0 | 0 | 0 | -8,000 |
| Net income | -722,000 | -1,005,000 | -1,259,000 | -2,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,378,000 | 15,094,000 | 14,839,000 | 13,289,000 |
| Total capital | 18,238,000 | 17,829,000 | 17,541,000 | 15,773,000 |
| Risk-weighted assets | 224,258,000 | 216,219,000 | 212,544,000 | 196,879,000 |