Call reports 2009
SYRINGA BANK — 2009
What SYRINGA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 289,909,000 | 287,116,000 | 269,869,000 | 279,712,000 |
| Total loans | 260,063,000 | 258,619,000 | 243,750,000 | 226,731,000 |
| Allowance for loan losses | 6,991,000 | 7,174,000 | 6,200,000 | 7,743,000 |
| Securities available for sale | 15,862,000 | 15,644,000 | 16,694,000 | 16,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,275,000 | 209,306,000 | 221,536,000 | 243,100,000 |
| Interest-bearing deposits | 184,888,000 | 186,293,000 | 197,113,000 | 217,653,000 |
| Noninterest-bearing deposits | 26,387,000 | 23,014,000 | 24,423,000 | 25,448,000 |
| Equity capital | 42,257,000 | 37,893,000 | 27,425,000 | 15,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,730,000 | 7,412,000 | 10,982,000 | 14,424,000 |
| Interest expense | 1,263,000 | 2,429,000 | 3,565,000 | 4,648,000 |
| Net interest income | 2,467,000 | 4,983,000 | 7,417,000 | 9,776,000 |
| Noninterest income | 301,000 | 724,000 | 269,000 | 332,000 |
| Noninterest expense | 2,518,000 | 5,286,000 | 7,757,000 | 10,579,000 |
| Provision for loan losses | 182,000 | 4,519,000 | 12,140,000 | 24,077,000 |
| Pretax income | 68,000 | -4,098,000 | -12,213,000 | -24,550,000 |
| Income tax | 0 | 0 | 2,413,000 | 2,414,000 |
| Net income | 68,000 | -4,098,000 | -14,626,000 | -26,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,325,000 | 37,934,000 | 27,194,000 | 15,857,000 |
| Total capital | 45,843,000 | 41,387,000 | 30,391,000 | 18,841,000 |
| Risk-weighted assets | 277,934,000 | 272,300,000 | 252,671,000 | 233,888,000 |