Call reports 2008
SYRINGA BANK — 2008
What SYRINGA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 293,491,000 | 300,961,000 | 293,382,000 | 289,637,000 |
| Total loans | 264,040,000 | 271,560,000 | 265,914,000 | 260,193,000 |
| Allowance for loan losses | 3,665,000 | 3,622,000 | 4,427,000 | 7,613,000 |
| Securities available for sale | 17,435,000 | 17,180,000 | 16,570,000 | 17,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,451,000 | 202,096,000 | 204,083,000 | 200,150,000 |
| Interest-bearing deposits | 169,593,000 | 172,542,000 | 172,479,000 | 171,759,000 |
| Noninterest-bearing deposits | 29,858,000 | 29,553,000 | 31,605,000 | 28,392,000 |
| Equity capital | 41,753,000 | 41,449,000 | 40,150,000 | 34,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,194,000 | 10,029,000 | 14,789,000 | 18,884,000 |
| Interest expense | 2,084,000 | 3,882,000 | 5,638,000 | 7,155,000 |
| Net interest income | 3,110,000 | 6,147,000 | 9,151,000 | 11,729,000 |
| Noninterest income | 296,000 | 666,000 | 969,000 | 1,183,000 |
| Noninterest expense | 2,993,000 | 5,966,000 | 8,977,000 | 12,317,000 |
| Provision for loan losses | 510,000 | 893,000 | 2,858,000 | 10,022,000 |
| Pretax income | -97,000 | -46,000 | -1,715,000 | -9,427,000 |
| Income tax | -59,000 | -62,000 | -735,000 | -2,273,000 |
| Net income | -38,000 | 16,000 | -980,000 | -7,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,708,000 | 41,623,000 | 40,508,000 | 34,237,000 |
| Total capital | 45,048,000 | 45,294,000 | 44,144,000 | 37,773,000 |
| Risk-weighted assets | 287,389,000 | 293,665,000 | 290,008,000 | 278,739,000 |